ZIP 79401 Property Distress & Foreclosure Data

Lubbock County, Texas's ZIP 79401 registers 22/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (72/100). The latent-versus-live split is 48/100 structural and 2/100 already moving. The most distinctive pressure shows up in structural risk (48/100), construction/permit lag (21/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low.

The market reads recovery — home values rose 2.7% year on year (phase confidence 25/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The demographic-stress sub-score lands at 48/100. Around 54% of renters are cost-burdened. The ZIP holds roughly 4,860 housing units. Around 26% of adults hold a bachelor's degree or higher. The vacancy rate is 20.6% — elevated. 11% of housing is owner-occupied. The poverty rate is 49.2% — high, a tax-stress and distress correlate. About 8,641 people live here, median age 23. At $27,255, median income runs below typical U.S. levels. The typical home is worth about $105,600 (3.7× income, relatively affordable).

Net-net, 79401 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.