ZIP 79412 Property Distress & Foreclosure Data

In Lubbock County, Texas, ZIP 79412 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (48/100), construction/permit lag (21/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (72/100). The latent-versus-live split is 48/100 structural and 2/100 already moving.

Prices here sit in a recovery phase: values rose 2.7% over the trailing year, and 4% higher over three years (phase confidence 25/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 47% owner-occupied to 53% rented. The ZIP holds roughly 6,378 housing units. Households earn a median $47,306 — below the roughly $78,000 national figure. The vacancy rate is 9.7%. A median home runs $130,700 here, or 2.5 times local income. About 15% have a four-year degree. Around 37% of renters are cost-burdened. On demographic stress specifically, 79412 scores 33/100. Roughly 20.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 15,275 residents call 79412 home, typically aged 35.

Taken together, 79412 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.