ZIP 79363 Foreclosure, Tax-Lien & Distress Report

In Lubbock County, Texas, ZIP 79363 scores 24 of 100 for composite distress, a low level on DLRadar's distress index. The split runs 54/100 structural to 3/100 active on the ground. Its heaviest discrete signals: construction/permit lag (55/100), structural risk (54/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (61/100).

Prices here sit in a neutral phase: values rose 2.5% over the trailing year, and 7% higher over three years (phase confidence 16/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

83% of housing is owner-occupied. The demographic-stress sub-score lands at 20/100. A median home runs $210,100 here, or 2.2 times local income. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. 5,831 residents call 79363 home, typically aged 39. Vacancy runs 7.3%. Households earn a median $93,320 — above the roughly $78,000 national figure. The ZIP holds roughly 2,170 housing units. Educational attainment sits at 30% bachelor's-or-above. Around 12% of renters are cost-burdened.

On balance, 79363 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 79363 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 79363 read uses the identical scoring model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 79363 stays directly comparable to neighboring ZIPs and the rest of Lubbock County, Texas. Every figure is auditable to a public dataset and refreshed as records update; 79363 shows blanks, not estimates, wherever the record is sparse.

The 24/100 figure for 79363 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 79363 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.