ZIP 79404 Foreclosure, Tax-Lien & Distress Report
Lubbock County, Texas · High Vacancy market
ZIP code 79404 in Lubbock County, Texas carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 55/100 structural and 2/100 already moving. Its heaviest discrete signals: structural risk (55/100), construction/permit lag (47/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (71/100).
The market reads neutral — home values rose 2.5% year on year, at 16/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The ZIP holds roughly 4,293 housing units. 65% of housing is owner-occupied. The vacancy rate is 22.3% — elevated. The poverty rate is 21.9% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 31/100. Around 46% of renters are cost-burdened. The typical home is worth about $85,600 (1.8× income, relatively affordable). Around 13% of adults hold a bachelor's degree or higher. Population is roughly 8,686 with a median age of 41. Households earn a median $48,642 — below the roughly $78,000 national figure.
Net-net, 79404 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 79404 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 79404's 24/100 can be lined up against any neighbor in Lubbock County, Texas or any ZIP coast to coast. Sparse data for 79404 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 79404 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For an operator, 79404 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 79404’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 79404 distress snapshot
The live 79404 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Lubbock County ZIPs near 79404
Explore related distress reports
Further distress data across Lubbock County, Texas at ZIP, county and state level.
Get the full acquisition report for 79404
The full 79404 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology