ZIP 79404 Property Distress & Foreclosure Data

DLRadar grades ZIP 79404 (Lubbock County, Texas) at a low 22/100 for overall property distress. Structural risk reads 48/100 against active distress of 2/100. Property-level stress concentrates in structural risk (48/100), construction/permit lag (21/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (72/100).

The market reads recovery — home values rose 2.7% year on year, at 25/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 4,293 housing units across 79404. 65% of housing is owner-occupied. Vacancy runs 22.3%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 21.9% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 31/100. Rent burden reaches 46% of tenant households. The typical home is worth about $85,600 (1.8× income, relatively affordable). Around 13% of adults hold a bachelor's degree or higher. About 8,686 people live here, median age 41. At $48,642, median income runs below typical U.S. levels.

Net-net, 79404 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.