ZIP 79413 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 79413 (Lubbock County, Texas) lands at 24/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 55/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (71/100)). Its heaviest discrete signals: structural risk (55/100), construction/permit lag (47/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low.

Prices here sit in a neutral phase: values rose 2.5% over the trailing year, and 8% higher over three years (phase confidence 16/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 23,464 with a median age of 30. Educational attainment sits at 35% bachelor's-or-above. A median home runs $208,600 here, or 2.9 times local income. There are about 9,546 housing units across 79413. 58% of housing is owner-occupied. 16.6% of residents fall below the poverty threshold. Vacancy runs 7.3%. The demographic-stress sub-score lands at 32/100. Median household income is $67,062, below the U.S. median near $78,000. Around 51% of renters are cost-burdened.

Net-net, 79413 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 79413 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 79413 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Lubbock County, Texas and the nation. Sparse data for 79413 shows as blanks, never estimates, and the score updates on every fresh public filing.

79413's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 79413 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.