Lubbock County, TX: Foreclosures, Tax Liens & Distressed Properties

Lubbock County, TX, Texas: 26 ZIP codes scored, Lubbock County, TX averaging 23/100 (low, Lubbock, TX), from 14 to 25. Lubbock County, TX is in its neutral phase (Lubbock, TX confidence 16/100): Lubbock, TX home prices up 2.5% (Lubbock, TX) over twelve months. Lubbock County, TX lender headwind: 19/100.

Highest-scoring Lubbock County, TX ZIPs: 79329 (25/100), 79350 (25/100), 79366 (25/100), 79382 (25/100), 79401 (25/100), 79402 (25/100). Also scored in Lubbock County, TX: 79403, 79404, 79406, 79410, 79411, 79412, 79413, 79414, 79415, 79416.

Across Lubbock County, TX's scored ZIPs: median home value $167,888, household income $67,080, 16.1% vacancy, 17.2% poverty, 62% owner-occupied, median age 35.2.

Lubbock County, TX insurance distress 24/100 (#1,993 in the US); FEMA hazard 0/100 for Lubbock, TX; 2 Lubbock, TX NFIP flood claims, $60K paid; Lubbock, TX construction distress 55/100.

28 banks with 103 branches lend in Lubbock County, TX; Lubbock, TX weighted bank stress 55/100, highest 85/100 in Lubbock, TX.

Lubbock County, TX unemployment 3.9% (Lubbock, TX +0.2 pts, six months); 2,519 new housing units permitted in Lubbock County, TX over twelve months, Lubbock, TX down 5% from 2,643; Lubbock, TX home prices +6.4% a year (Lubbock, TX) over three years.

139,344 housing units in Lubbock County, TX; 55,454 Lubbock, TX renter households; 49% of Lubbock, TX renters spend 30%+ of income on rent, 27% (Lubbock, TX) half or more.

Lubbock County, TX ranks #2,059 nationally on the opportunity index (Lubbock, TX, among all ranked counties); Lubbock, TX scores 27.5/100 and Lubbock, TX sits #183 inside Texas. Lubbock, TX is in the weak opportunity phase; Lubbock, TX's primary driver is vacancy, Lubbock, TX second driver construction; Lubbock, TX moved up 486 places. 29 short-sale listings across Lubbock, TX; 86 days on market observed in Lubbock, TX; 11.5% vacancy over 26 Lubbock, TX ZIPs.

1.0% of Lubbock County, TX mortgages were ninety-plus days late in December 2025; Lubbock, TX's thirty-to-eighty-nine-day share was 2.3% (CFPB county sample). Lubbock, TX's ninety-day rate is up 0.3 points on twelve months earlier; the Lubbock, TX peak since 2008 was 2.8% in February 2013; Texas overall reads 1.2%.

Lubbock County, TX has 20 watched banks; 20 Lubbock, TX banks sit in an elevated band. Lubbock, TX footprints: Prosperity Bank (18 branches, stress 33) in Lubbock, TX; Amarillo National Bank (11 branches, stress 53) in Lubbock, TX; Plainscapital Bank (8 branches, stress 66) in Lubbock, TX.

HUD lists 16 assisted multifamily properties in Lubbock County, TX with 2,082 units; 274 Lubbock, TX units are assisted, 2 Lubbock, TX properties under project-based Section 8.

13,119 of the 139,344 housing units in Lubbock, TX sit vacant. Lubbock County, TX permitted 414 multifamily units in twelve months; Lubbock, TX's one-to-four unit structures added 2,105 units in Lubbock County, TX.