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ZIP 79423 Foreclosure, Tax-Lien & Distress Report

Lubbock County, Texas · Distress market

Scored on a fixed 0-100 scale, 79423 (Lubbock County, Texas) returns a low composite of 23/100. Its heaviest discrete signals: construction/permit lag (55/100), structural risk (51/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (9/100) register low. Latent structural risk is 51/100 while live distress already moving reads 3/100. Environmental exposure also runs high (climate & FEMA risk (80/100)).

The market reads neutral — home values rose 2.5% year on year, and 5% higher over three years, at 16/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $82,906 — near the roughly $78,000 national figure. Roughly 10.2% live below the poverty line. The typical home is worth about $234,400 (2.7× income, relatively affordable). The tenure split is 70% owner-occupied to 30% rented. Rent burden reaches 39% of tenant households. The vacancy rate is 6.2%. About 38% have a four-year degree. The demographic-stress sub-score lands at 26/100. About 44,357 people live here, median age 35. There are about 19,317 housing units across 79423.

Broadly, 79423 is a steadier market — the deals are the exceptions, not the rule. 79423 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 79423 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 79423, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 23/100 figure for 79423 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 79423 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

23/100
Composite stress
51/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 79423

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk80
9 further distress layers are graded for 79423

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 79423 by the numbers

The live 79423 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Adjacent Lubbock County ZIP reports

Nearest ZIP codes to 79423

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Related reports across Lubbock County, Texas

Further distress data across Lubbock County, Texas at ZIP, county and state level.

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