ZIP 79403 Foreclosure, Tax-Lien & Distress Report
Lubbock County, Texas · High Poverty market
On DLRadar's 0-100 public-record scale, ZIP 79403 in Lubbock County, Texas comes in at 24, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (71/100). The latent-versus-live split is 55/100 structural and 2/100 already moving. Property-level stress concentrates in structural risk (55/100), construction/permit lag (47/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low.
The market reads neutral — home values rose 2.5% year on year, and 14% higher over three years, at 16/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The demographic-stress sub-score lands at 32/100. Rent burden reaches 45% of tenant households. Owners hold 61% of homes, renters 39%. Around 11% of adults hold a bachelor's degree or higher. The poverty rate is 24.9% — high, a tax-stress and distress correlate. Population is roughly 15,941 with a median age of 37. Households earn a median $45,343 — below the roughly $78,000 national figure. The ZIP holds roughly 6,755 housing units. A median home runs $84,100 here, or 1.8 times local income. Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal.
On the whole, 79403 leans distressed, with opportunity clustered in specific stressed parcels. While 79403 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 79403's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 79403, the field stays empty rather than modeled, and fills in as new documents post.
79403's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 79403 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 79403’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 79403 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 79403, the same set carried on every parcel.
Neighbouring ZIPs in Lubbock County
Related reports across Lubbock County, Texas
Further distress data across Lubbock County, Texas at ZIP, county and state level.
Unlock parcel-level detail for ZIP 79403
The full 79403 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
No modelling: every input is a public record · methodology