ZIP 79403 Property Distress & Foreclosure Data

In Lubbock County, Texas, ZIP 79403 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (72/100). On the structural side it scores 48/100, with 2/100 of stress already active. Its standout signals are structural risk (48/100), construction/permit lag (21/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted.

Prices here sit in a recovery phase: values rose 2.7% over the trailing year, and 14% higher over three years (phase confidence 25/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

On demographic stress specifically, 79403 scores 32/100. Around 45% of renters are cost-burdened. The tenure split is 61% owner-occupied to 39% rented. About 11% have a four-year degree. Roughly 24.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 15,941 residents call 79403 home, typically aged 37. Households earn a median $45,343 — below the roughly $78,000 national figure. The ZIP holds roughly 6,755 housing units. A median home runs $84,100 here, or 1.8 times local income. The vacancy rate is 11.6% — elevated.

Taken together, 79403 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.