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ZIP 79410 Foreclosure, Tax-Lien & Distress Report

Lubbock County, Texas · High Poverty market

Lubbock County, Texas's ZIP 79410 registers 24/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on structural risk (55/100), construction/permit lag (47/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (71/100)). Structural exposure scores 55 and live distress 2 on the 0–100 scale.

Prices here sit in a neutral phase: values rose 2.5% over the trailing year, and 5% higher over three years (phase confidence 16/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $48,350, median income runs below typical U.S. levels. 20.9% of residents fall below the poverty threshold. Around 47% of adults hold a bachelor's degree or higher. Rent burden reaches 50% of tenant households. There are about 4,751 housing units across 79410. Owners hold 34% of homes, renters 66%. 10,425 residents call 79410 home, typically aged 27. The demographic-stress sub-score lands at 38/100. Home values center near $246,400, an affordability ratio of 4.4×. The vacancy rate is 6.6%.

On the whole, 79410 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 79410 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 79410 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. 79410 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 24/100 for 79410 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 79410 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

24/100
Composite stress
55/100
Structural risk
2/100
Distress activity

What is driving ZIP 79410’s distress

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk96
79410 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

79410 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Lubbock County ZIPs near 79410

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Deterministic scoring, sourced entirely from public data · methodology

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