ZIP 79366 Foreclosure, Tax-Lien & Distress Report

ZIP code 79366 in Lubbock County, Texas carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. The most distinctive pressure shows up in structural risk (55/100), construction/permit lag (47/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (71/100)). Latent structural risk is 55/100 while live distress already moving reads 2/100.

Prices here sit in a neutral phase: values rose 2.5% over the trailing year, and 6% higher over three years, at 16/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 511 housing units. Around 47% of adults hold a bachelor's degree or higher. Rent burden reaches 29% of tenant households. On demographic stress specifically, 79366 scores 21/100. Home values center near $341,000, an affordability ratio of 2.8× — accessible. About 1,081 people live here, median age 53. The poverty rate is 3.5% — low. Vacancy runs 13.0%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $111,458 — above the roughly $78,000 national figure. 98% of housing is owner-occupied.

On the whole, 79366 leans distressed, with opportunity clustered in specific stressed parcels. 79366 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 79366's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 79366 reflects the current record instead of a stale or modeled snapshot.

Behind 79366's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 79366 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.