ZIP 79411 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 79411 (Lubbock County, Texas) returns a low composite of 24/100. Structurally it carries 55/100, against 2/100 of stress already in motion. The pressure is most legible in structural risk (55/100), construction/permit lag (47/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (71/100)).

The neutral-phase market in 79411 posted values that rose 2.5% over the year, and 4% higher over three years, at 16/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 3,466 housing units. Home values center near $133,900, an affordability ratio of 1.9× — accessible. The demographic-stress sub-score lands at 36/100. Around 22% of adults hold a bachelor's degree or higher. The tenure split is 31% owner-occupied to 69% rented. The vacancy rate is 16.7% — elevated. Households earn a median $44,866 — below the roughly $78,000 national figure. Roughly 25.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 6,380 with a median age of 31. Around 55% of renters are cost-burdened.

On the whole, 79411 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 79411's 24/100 can be lined up against any neighbor in Lubbock County, Texas or any ZIP coast to coast. 79411 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 79411 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Practically, 79411 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.