ZIP 79424 Foreclosure, Tax-Lien & Distress Report

In Lubbock County, Texas, ZIP 79424 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (71/100). Its standout signals are structural risk (55/100), construction/permit lag (47/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. Structural risk reads 55/100 against active distress of 2/100.

The market reads neutral — home values rose 2.5% year on year, and 5% higher over three years, at 16/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

52,336 residents call 79424 home, typically aged 39. Vacancy runs 5.3%. The typical home is worth about $296,300 (3.0× income, relatively affordable). At $94,703, median income runs above typical U.S. levels. There are about 23,427 housing units across 79424. The demographic-stress sub-score lands at 26/100. The tenure split is 69% owner-occupied to 31% rented. Rent burden reaches 43% of tenant households. Around 47% of adults hold a bachelor's degree or higher. The poverty rate is 8.5%.

Overall 79424 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 79424 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 79424 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 79424 reflects the current record instead of a stale or modeled snapshot.

Behind 79424's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 79424 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.