ZIP 79416 Property Distress & Foreclosure Data

ZIP code 79416 in Lubbock County, Texas carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (48/100), construction/permit lag (21/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. The latent-versus-live split is 48/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (72/100).

The market reads recovery — home values rose 2.7% year on year, and 5% higher over three years (phase confidence 25/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 9.7%. Around 39% of adults hold a bachelor's degree or higher. The poverty rate is 21.3% — high, a tax-stress and distress correlate. About 36,461 people live here, median age 29. Around 44% of renters are cost-burdened. The typical home is worth about $213,700 (3.0× income, relatively affordable). At $65,200, median income runs below typical U.S. levels. The ZIP holds roughly 16,519 housing units. The demographic-stress sub-score lands at 33/100. 48% of housing is owner-occupied.

Net-net, 79416 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.