Lubbock County, TX: Home-Insurance Distress & Forced-Sale Pressure
Lubbock County, TX: 24/100 (low) home-insurance distress; Lubbock, TX band LOW; Lubbock, TX #1,993 of 3,222 counties; Lubbock, TX #177 of 254 in Texas; raw Lubbock, TX 27.9; Lubbock, TX coverage multiplier 0.85.
FEMA hazard, Lubbock, TX: 0/100; Lubbock, TX declarations, three years: none.
NFIP claims, Lubbock, TX, three years: 2; Lubbock, TX payouts $59,908; per Lubbock, TX claim $29,954; Lubbock, TX claim-stress 70/100.
Lubbock, TX monthly score: 24 in every month from March 2026 (Lubbock, TX) through October 2026.
Lubbock, TX components: NFIP claims 70; Lubbock, TX retreat index 24; Lubbock, TX climate multiplier 0.85.
Construction distress, Lubbock, TX: 55/100 as of August 2026 (Lubbock, TX: 39/100 one-to-four unit, 95/100 multifamily).
Lubbock, TX ZIPs, June 2026 (Lubbock, TX, 16 highest): score 0 (Lubbock, TX), climate 96 (Lubbock, TX): 79329, 79350, 79366, 79401, Lubbock, TX 79402, 79403, 79404, 79406, Lubbock, TX 79410, 79411, 79412, 79413, Lubbock, TX 79414, 79415, 79416, 79424.
DLRadar rescores Lubbock, TX monthly; Lubbock, TX readings join Lubbock, TX foreclosure, lien and ownership parcels (Lubbock, TX), so cost-squeezed Lubbock, TX owners surface before listing.
Inside Texas, Lubbock County ranks 177th of 254 counties for home-insurance distress at 24/100; Erath County (24/100) sits just above Lubbock County, and Taylor County (24/100) sits just below Lubbock County.
Deterministic. Every Lubbock County, TX signal traces to a public Lubbock dataset (FEMA, NFIP, Census for Lubbock, TX) · how insurance distress works in Lubbock, TX · methodology
FAQ: Lubbock County, TX insurance distress
What is the Lubbock County, TX home-insurance-distress score?
Lubbock, TX: 24/100 (LOW), #1,993 of 3,222, #177 in Texas. FEMA hazard, Lubbock, TX: 0/100; NFIP stress, Lubbock, TX: 70/100; construction, Lubbock, TX: 55/100; Lubbock, TX rescores monthly.
Is Lubbock County insurance distress getting better or worse (TX)?
Lubbock, TX: 24 in March 2026; Lubbock, TX: 24 in October 2026 (unchanged); Lubbock, TX NFIP claims score 70.
How many flood-insurance claims has Lubbock County, TX had?
Lubbock, TX: 2 NFIP claims, three years; Lubbock, TX paid $59,908; per Lubbock, TX claim $29,954; carriers reprice Lubbock, TX against that record.
Which Lubbock County ZIP codes carry the most insurance distress (TX)?
Lubbock, TX, June 2026: 79329 at 0, 79350 at 0, 79366 at 0, 79401 at 0; Lubbock, TX climate scores there: 96, 96, 96, 96.
Why does Lubbock, TX insurance distress create sellers?
A Lubbock, TX premium outruns the Lubbock, TX budget; a carrier leaves Lubbock, TX; Lubbock, TX carrying cost passes plan; Lubbock, TX owners sell while current; Lubbock, TX insurance distress leads Lubbock, TX foreclosure data.