Menard County, TX: Foreclosures, Tax Liens & Distressed Properties
Menard County, TX, Texas: 4 ZIP codes scored, Menard County, TX averaging 13/100 (minimal, Menard, TX), from 10 to 15. Menard County, TX is in its peak phase (Menard, TX confidence 22/100): Menard, TX home prices up 2.0% (Menard, TX) over twelve months. Menard County, TX lender headwind: 6/100.
Highest-scoring Menard County, TX ZIPs: 76854 (15/100), 76848 (14/100), 76859 (14/100), 76841 (10/100).
Across Menard County, TX's scored ZIPs: median home value $343,650, household income $56,695, 50.3% vacancy, 13.4% poverty, 60% owner-occupied, median age 46.1.
Menard County, TX insurance distress 76/100 (#483 in the US); FEMA hazard 78/100 for Menard, TX; 6 federal disaster declarations in Menard County, TX since 2023 (6 flood); 7 Menard, TX NFIP flood claims, $91K paid.
2 banks with 2 branches lend in Menard County, TX; Menard, TX weighted bank stress 50/100.
Menard County, TX unemployment 5.0% (Menard, TX +1.1 pts, six months).
1,383 housing units in Menard County, TX; 199 Menard, TX renter households; 29% of Menard, TX renters spend 30%+ of income on rent, 9% (Menard, TX) half or more.
Menard County, TX ranks #1,429 nationally on the opportunity index (Menard, TX, among all ranked counties); Menard, TX scores 29.7/100 and Menard, TX sits #142 inside Texas. Menard, TX is in the early_signal opportunity phase; Menard, TX's primary driver is vacancy, Menard, TX second driver bank institutional; Menard, TX moved up 67 places. 37.5% vacancy over 4 Menard, TX ZIPs.
No CFPB county sample covers Menard County, TX. The non-metro area reading for Menard, TX: 1.4% ninety-plus days late; Menard, TX's thirty-to-eighty-nine share is 3.5% (Menard, TX, December 2025 data); Texas overall 1.2%.
Menard County, TX has 2 watched banks; 2 Menard, TX banks sit in an elevated band. Menard, TX footprints: Avana Bank (1 branch, stress 50) in Menard, TX; Menard Bank (1 branch, stress 49) in Menard, TX.
441 of the 1,383 housing units in Menard, TX sit vacant.
Most distressed ZIP codes in Menard County
What else sits behind this data
One signal is a hypothesis; four agreeing signals are a thesis. That is what the stack is for.
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