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Karnes County, TX: Foreclosures, Tax Liens & Distressed Properties

Karnes County, TX, Texas: 10 ZIP codes scored, Karnes County, TX averaging 16/100 (low, Karnes, TX), from 12 to 29. Karnes County, TX is in its peak phase (Karnes, TX confidence 22/100): Karnes, TX home prices up 2.0% (Karnes, TX) over twelve months. Karnes County, TX lender headwind: 59/100.

Highest-scoring Karnes County, TX ZIPs: 78140 (29/100), 78113 (21/100), 78141 (21/100), 78119 (16/100), 78118 (13/100), 78151 (13/100). Also scored in Karnes County, TX: 78111, 78116, 78117, 78144.

Across Karnes County, TX's scored ZIPs: median home value $183,513, household income $57,948, 21.5% vacancy, 17.8% poverty, 76% owner-occupied, median age 41.9.

Karnes County, TX insurance distress 0/100 (#3,091 in the US); FEMA hazard 0/100 for Karnes, TX; Karnes, TX construction distress 48/100.

4 banks with 5 branches lend in Karnes County, TX; Karnes, TX weighted bank stress 66/100, highest 83/100 in Karnes, TX.

Karnes County, TX unemployment 4.5% (Karnes, TX +0.2 pts, six months); 63 new housing units permitted in Karnes County, TX over twelve months, Karnes, TX up 3% from 61.

5,975 housing units in Karnes County, TX; 1,610 Karnes, TX renter households; 38% of Karnes, TX renters spend 30%+ of income on rent, 25% (Karnes, TX) half or more.

Karnes County, TX ranks #554 nationally on the opportunity index (Karnes, TX, among all ranked counties); Karnes, TX scores 33.1/100 and Karnes, TX sits #74 inside Texas. Karnes, TX is in the peak_opportunity opportunity phase; Karnes, TX's primary driver is vacancy, Karnes, TX second driver bank institutional; Karnes, TX moved up 88 places. 3 short-sale listings across Karnes, TX; 4 days on market observed in Karnes, TX; 21.6% vacancy over 10 Karnes, TX ZIPs.

No CFPB county sample covers Karnes County, TX. The non-metro area reading for Karnes, TX: 1.4% ninety-plus days late; Karnes, TX's thirty-to-eighty-nine share is 3.5% (Karnes, TX, December 2025 data); Texas overall 1.2%.

Karnes County, TX has 3 watched banks; 3 Karnes, TX banks sit in an elevated band. Karnes, TX footprints: Karnes Cnty Nb Of Karnes Cty (2 branches, stress 83) in Karnes, TX; Texas Champion Bank (1 branch, stress 69) in Karnes, TX; Falls City National Bank (1 branch, stress 28) in Karnes, TX.

1,245 of the 5,975 housing units in Karnes, TX sit vacant. Karnes County, TX permitted 0 multifamily units in twelve months; Karnes, TX's one-to-four unit structures added 63 units in Karnes County, TX.

Peak
Market phase
2%
Karnes, TX HPI YoY
0%
Drawdown
22
Karnes confidence

Where distress concentrates in Karnes County

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