Zavala County, TX: Foreclosures, Tax Liens & Distressed Properties
Zavala County, TX, Texas: 4 ZIP codes scored, Zavala County, TX averaging 19/100 (low, Zavala, TX), from 15 to 20. Zavala County, TX is in its peak phase (Zavala, TX confidence 22/100): Zavala, TX home prices up 2.0% (Zavala, TX) over twelve months. Zavala County, TX lender headwind: 29/100.
Highest-scoring Zavala County, TX ZIPs: 78829 (20/100), 78839 (20/100), 78872 (20/100), 78834 (15/100).
Across Zavala County, TX's scored ZIPs: median home value $85,825, household income $39,345, 18.4% vacancy, 38.8% poverty, 70% owner-occupied, median age 30.6.
Zavala County, TX insurance distress 74/100 (#516 in the US); FEMA hazard 68/100 for Zavala, TX; 4 federal disaster declarations in Zavala County, TX since 2023 (4 flood); 8 Zavala, TX NFIP flood claims, $351K paid.
2 banks with 3 branches lend in Zavala County, TX; Zavala, TX weighted bank stress 52/100, highest 54/100 in Zavala, TX.
Zavala County, TX unemployment 6.2% (Zavala, TX -0.9 pts, six months); 6 new housing units permitted in Zavala County, TX over twelve months.
3,946 housing units in Zavala County, TX; 990 Zavala, TX renter households; 36% of Zavala, TX renters spend 30%+ of income on rent, 15% (Zavala, TX) half or more.
Zavala County, TX ranks #1,999 nationally on the opportunity index (Zavala, TX, among all ranked counties); Zavala, TX scores 27.7/100 and Zavala, TX sits #181 inside Texas. Zavala, TX is in the weak opportunity phase; Zavala, TX's primary driver is vacancy, Zavala, TX second driver bank institutional; Zavala, TX moved up 148 places. 116 days on market observed in Zavala, TX; 14.8% vacancy over 4 Zavala, TX ZIPs.
No CFPB county sample covers Zavala County, TX. The non-metro area reading for Zavala, TX: 1.4% ninety-plus days late; Zavala, TX's thirty-to-eighty-nine share is 3.5% (Zavala, TX, December 2025 data); Texas overall 1.2%.
Zavala County, TX has 2 watched banks; 2 Zavala, TX banks sit in an elevated band. Zavala, TX footprints: Zavala County Bank (2 branches, stress 54) in Zavala, TX; Primebank Of Texas (1 branch, stress 48) in Zavala, TX.
HUD lists 1 assisted multifamily property in Zavala County, TX with 24 units; 24 Zavala, TX units are assisted.
675 of the 3,946 housing units in Zavala, TX sit vacant. Zavala County, TX permitted 0 multifamily units in twelve months; Zavala, TX's one-to-four unit structures added 6 units in Zavala County, TX.