Zavala County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Zavala County, Texas? DLRadar grades every Zavala County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 14/100. Here is the 2026 Zavala County breakdown.
- Zavala County's most distressed ZIP is 78834 at 14/100.
- 4 ZIP codes tracked in Zavala County, averaging 13/100 distress.
- Zavala County reads peak — home values up 2.0% year over year.
- Vacancy runs 18.4% across Zavala County's tracked ZIPs, with a 38.8% poverty rate.
- The typical Zavala County home is worth about $85,825 against a ~$39,345 median income.
- Lending headwind in Zavala County sits at 29/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 78834 | 14/100 |
| 2 | 78829 | 13/100 |
| 3 | 78839 | 13/100 |
| 4 | 78872 | 13/100 |
Most distressed ZIP codes in Zavala County (composite distress 0-100, 2026)
What is driving Zavala County distress
Nothing here is estimated: Zavala County is scored from filings alone, and its ZIPs average 13/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Zavala County market phase and pricing
The cycle in Zavala County is peak, with values up 2.0% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Zavala County
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Questions about this county
Where is distress highest inside Zavala County, TX?
ZIP 78834 leads Zavala County at 14/100, recomputed monthly from public records.
What market phase is Zavala County in?
FHFA price-index movement places Zavala County in peak; prices are up 2.0% over twelve months.
Which datasets feed the Zavala County scores?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 4 Zavala County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Zavala County ZIP codes?
A county average hides the spread. Across the Zavala County ZIPs DLRadar ranks, scores run from 14/100 in 78834 down to 13/100 in 78872, against a Zavala County average of 13/100. Those 1 points separate the ZIPs worth working in Zavala County from the rest.
What do Zavala County home values and vacancy say about distressed supply?
The typical Zavala County home carries about $85,825 of value against a median household income near $39,345. Vacancy across Zavala County's tracked ZIPs runs 18.4% and the poverty rate is 38.8%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Zavala County's filings and its 29/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.