ZIP 78839 Foreclosure, Tax-Lien & Distress Report
Zavala County, Texas · High Vacancy market
Zavala County, Texas's ZIP 78839 registers 20/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (83/100), FEMA disaster exposure (68/100)). Structurally it carries 43/100, against 1/100 of stress already in motion. The pressure is most legible in institutional ownership (55/100), structural risk (43/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100).
The peak-phase market in 78839 posted values that rose 2.0% over the year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
At $43,769, median income runs below typical U.S. levels. 36.7% of residents fall below the poverty threshold. The vacancy rate is 12.6% — elevated. Around 32% of renters are cost-burdened. 70% of housing is owner-occupied. Educational attainment sits at 9% bachelor's-or-above. Population is roughly 7,333 with a median age of 34. Home values center near $103,700, an affordability ratio of 2.1× — accessible. DLRadar's demographic-stress index for the area reads 33/100. There are about 3,028 housing units across 78839.
On the whole, 78839 leans distressed, with opportunity clustered in specific stressed parcels. While 78839 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 78839 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 78839, the field stays empty rather than modeled, and fills in as new documents post.
The 20/100 figure for 78839 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 78839 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 78839 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 78839 by the numbers
The live 78839 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Zavala County ZIP reports
Nearest ZIP codes to 78839
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 78839
Additional distress intelligence spanning Zavala County, Texas by ZIP, county and state.
See every distressed parcel in 78839
Pull every distressed parcel in 78839 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic scoring, sourced entirely from public data · methodology