Zavala County, TX: Home-Insurance Distress & Forced-Sale Pressure
Zavala County, TX: 74/100 (severe) home-insurance distress; Zavala, TX band MEDIUM; Zavala, TX #516 of 3,222 counties; Zavala, TX #47 of 254 in Texas; raw Zavala, TX 80.3.
FEMA hazard, Zavala, TX: 68/100; Zavala, TX declarations, three years: 6; Zavala, TX perils: 4 flood; hazard-weighted, Zavala, TX: 12.0.
Declared incidents on the Zavala, TX record: 2026 Flood 4 (Zavala, TX).
NFIP claims, Zavala, TX, three years: 8; Zavala, TX payouts $351,207; per Zavala, TX claim $43,901; Zavala, TX claim-stress 84/100.
Zavala, TX monthly score rose, 0 (March 2026) to 74 (October 2026); Zavala, TX by month: March 0, April 0, May 0, June 0 (Zavala, TX), July 27, August 26, September 36, October 74.
Zavala, TX components: climate 68, NFIP claims 84; Zavala, TX retreat index 74.
Construction distress, Zavala, TX: 0/100 as of August 2026 (Zavala, TX: 0/100 one-to-four unit, 0/100 multifamily).
Zavala, TX ZIPs, June 2026 (Zavala, TX, 4 highest): score 0 (Zavala, TX), climate 44 (Zavala, TX): 78829, 78839, 78872; score 0 (Zavala, TX), climate 29 (Zavala, TX): 78834.
DLRadar rescores Zavala, TX monthly; Zavala, TX readings join Zavala, TX foreclosure, lien and ownership parcels (Zavala, TX), so cost-squeezed Zavala, TX owners surface before listing.
Inside Texas, Zavala County ranks 49th of 254 counties for home-insurance distress at 74/100; Lampasas County (75/100) sits just above Zavala County, and Madison County (74/100) sits just below Zavala County.
Deterministic. Every Zavala County, TX signal traces to a public Zavala dataset (FEMA, NFIP, Census for Zavala, TX) · how insurance distress works in Zavala, TX · methodology
FAQ: Zavala County, TX insurance distress
What is the Zavala County, TX home-insurance-distress score?
Zavala, TX: 74/100 (MEDIUM), #516 of 3,222, #47 in Texas. FEMA hazard, Zavala, TX: 68/100; NFIP stress, Zavala, TX: 84/100; construction, Zavala, TX: 0/100; Zavala, TX rescores monthly.
Is Zavala County insurance distress getting better or worse (TX)?
Zavala, TX: 0 in March 2026; Zavala, TX: 74 in October 2026 (worse); Zavala, TX climate component 68; Zavala, TX NFIP claims score 84.
How many flood-insurance claims has Zavala County, TX had?
Zavala, TX: 8 NFIP claims, three years; Zavala, TX paid $351,207; per Zavala, TX claim $43,901; carriers reprice Zavala, TX against that record.
Which Zavala County ZIP codes carry the most insurance distress (TX)?
Zavala, TX, June 2026: 78829 at 0, 78839 at 0, 78872 at 0, 78834 at 0; Zavala, TX climate scores there: 44, 44, 44, 29.
Why does Zavala, TX insurance distress create sellers?
A Zavala, TX premium outruns the Zavala, TX budget; a carrier leaves Zavala, TX; Zavala, TX carrying cost passes plan; Zavala, TX owners sell while current; Zavala, TX insurance distress leads Zavala, TX foreclosure data.