Zapata County, TX: Foreclosures, Tax Liens & Distressed Properties

Zapata County, TX, Texas: 5 ZIP codes scored, Zapata County, TX averaging 6/100 (minimal, Zapata, TX), from 4 to 13. Zapata County, TX is in its peak phase (Zapata, TX confidence 9/100): Zapata, TX home prices up 0.9% (Zapata, TX) over twelve months. Zapata County, TX lender headwind: 0/100.

Highest-scoring Zapata County, TX ZIPs: 78545 (13/100), 78361 (6/100), 78067 (4/100), 78076 (4/100), 78564 (4/100).

Across Zapata County, TX's scored ZIPs: median home value $104,233, household income $38,328, 43.9% vacancy, 27.8% poverty, 67% owner-occupied, median age 33.2.

Zapata County, TX insurance distress 0/100 (#3,123 in the US); FEMA hazard 0/100 for Zapata, TX.

3 banks with 3 branches lend in Zapata County, TX; Zapata, TX weighted bank stress 65/100, highest 93/100 in Zapata, TX.

Zapata County, TX unemployment 6.6% (Zapata, TX -0.9 pts, six months).

6,255 housing units in Zapata County, TX; 1,170 Zapata, TX renter households; 32% of Zapata, TX renters spend 30%+ of income on rent, 18% (Zapata, TX) half or more.

Zapata County, TX ranks #1,934 nationally on the opportunity index (Zapata, TX, among all ranked counties); Zapata, TX scores 27.9/100 and Zapata, TX sits #172 inside Texas. Zapata, TX is in the weak opportunity phase; Zapata, TX's primary driver is vacancy, Zapata, TX second driver bank institutional; Zapata, TX moved down 250 places. 139 days on market observed in Zapata, TX; 24.9% vacancy over 5 Zapata, TX ZIPs.

No CFPB county sample covers Zapata County, TX. The non-metro area reading for Zapata, TX: 1.4% ninety-plus days late; Zapata, TX's thirty-to-eighty-nine share is 3.5% (Zapata, TX, December 2025 data); Texas overall 1.2%.

Zapata County, TX has 3 watched banks; 3 Zapata, TX banks sit in an elevated band. Zapata, TX footprints: Zapata National Bank (1 branch, stress 93) in Zapata, TX; Falcon International Bank (1 branch, stress 52) in Zapata, TX; International Bk Of Com (1 branch, stress 51) in Zapata, TX.

HUD lists 1 assisted multifamily property in Zapata County, TX with 24 units; 24 Zapata, TX units are assisted, 1 Zapata, TX properties under project-based Section 8.

1,690 of the 6,255 housing units in Zapata, TX sit vacant.