Zapata County, TX: Foreclosures, Tax Liens & Distressed Properties

Across Zapata County, Texas, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. ZIP-level distress ranges from 13/100 at the top down to 4/100. The county spans 5 scored ZIP codes, averaging 6/100 composite distress. Bank/credit headwind for the county is 0 on a 0–100 scale, a low reading.

In its peak phase, Zapata County home prices rose 0.9% across the last year, a 9/100-confidence read. With values leveling off, blanket buying underperforms as the ZIP scores below show.

At +0.9% YoY and 9/100 confidence, selectivity rules — target the few ZIPs carrying distress. A low 0/100 bank headwind puts the live signals on tax delinquency, probate and liens.

Leading Zapata County on distress: 78545 (13/100), 78361 (6/100), 78067 (4/100), 78076 (4/100), 78564 (4/100).

Underneath the scores, the Zapata County ZIPs on file show 43.9% of units sitting vacant, 67% of homes owner-occupied, 27.8% of households below the poverty line, typical home values near $104,233, a median household income near $38,328 (below the US norm), residents with a median age around 33.2. Read together, they frame how much distress reaches the market and how fast it moves.

Net of it all, 6/100 over 5 ZIPs means the opportunity hides below the average and not a county-wide play. Inside DLRadar, each Zapata County property carries owner and contact detail, APN, a distress score and bank-exposure read.

The distress read for Zapata County, Texas is refreshed as new public records post and uses the same methodology coast to coast, so Zapata County stays directly comparable to any other market you track.

For an acquisition buyer, the practical use of Zapata County, Texas's scores is triage: the ZIPs and parcels carrying the highest composite are where motivated sellers and below-market exits concentrate, while lower-scored areas rarely justify the marketing spend. Every figure traces to a public federal or county source — recorder and court records for foreclosure and liens, FHFA for the price cycle, FDIC for lender stress — and DLRadar leaves a signal blank rather than estimating where Zapata County data is thin.

At the ZIP level, the sharpest readings in Zapata County are 78545 (13/100), 78361 (6/100), 78067 (4/100), 78076 (4/100), 78564 (4/100). Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

Under Zapata County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.