ZIP 78076 Foreclosure, Tax-Lien & Distress Report

ZIP 78076's composite property-distress score is 4/100 - DLRadar classes that as minimal for Zapata County, Texas. What sets it apart are the readings on structural risk (8/100), mortgage stress (6/100), institutional ownership (3/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low. Latent structural risk is 8/100 while live distress already moving reads 2/100.

The market reads peak — home values rose 0.9% year on year (phase confidence 9/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 5,788 housing units. The vacancy rate is 23.2% — elevated. Home values center near $100,000, an affordability ratio of 2.5× — accessible. Roughly 39.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 31% of tenant households. On demographic stress specifically, 78076 scores 35/100. The tenure split is 74% owner-occupied to 26% rented. Educational attainment sits at 14% bachelor's-or-above. About 13,085 people live here, median age 31. At $35,763, median income runs below typical U.S. levels.

On the whole, 78076 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 78076 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 78076 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 4/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 78076, the field stays empty rather than modeled, and fills in as new documents post.

Behind 78076's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 78076 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.