Hardeman County, TX: Foreclosures, Tax Liens & Distressed Properties

Hardeman County, TX, Texas: 2 ZIP codes scored, Hardeman County, TX averaging 2/100 (minimal, Hardeman, TX), from 1 to 2. Hardeman County, TX is in its peak phase (Hardeman, TX confidence 22/100): Hardeman, TX home prices up 2.0% (Hardeman, TX) over twelve months. Hardeman County, TX lender headwind: 67/100.

Highest-scoring Hardeman County, TX ZIPs: 79225 (2/100), 79252 (1/100).

Across Hardeman County, TX's scored ZIPs: median home value $93,100, household income $63,025, 31.5% vacancy, 11.9% poverty, 72% owner-occupied, median age 40.2.

Hardeman County, TX insurance distress 0/100 (#3,085 in the US); FEMA hazard 0/100 for Hardeman, TX.

3 banks with 4 branches lend in Hardeman County, TX; Hardeman, TX weighted bank stress 60/100, highest 70/100 in Hardeman, TX.

Hardeman County, TX unemployment 3.7% (Hardeman, TX +0.5 pts, six months).

1,808 housing units in Hardeman County, TX; 394 Hardeman, TX renter households; 30% of Hardeman, TX renters spend 30%+ of income on rent, 13% (Hardeman, TX) half or more.

Hardeman County, TX ranks #2,134 nationally on the opportunity index (Hardeman, TX, among all ranked counties); Hardeman, TX scores 27.2/100 and Hardeman, TX sits #187 inside Texas. Hardeman, TX is in the weak opportunity phase; Hardeman, TX's primary driver is vacancy, Hardeman, TX second driver bank institutional; Hardeman, TX moved down 82 places. 30.4% vacancy over 2 Hardeman, TX ZIPs.

No CFPB county sample covers Hardeman County, TX. The non-metro area reading for Hardeman, TX: 1.4% ninety-plus days late; Hardeman, TX's thirty-to-eighty-nine share is 3.5% (Hardeman, TX, December 2025 data); Texas overall 1.2%.

Hardeman County, TX has 3 watched banks; 3 Hardeman, TX banks sit in an elevated band. Hardeman, TX footprints: American National Bank&Trust (2 branches, stress 70) in Hardeman, TX; First Capital Bank (1 branch, stress 59) in Hardeman, TX; Texas Republic Bank Na (1 branch, stress 42) in Hardeman, TX.

578 of the 1,808 housing units in Hardeman, TX sit vacant.