Hidalgo County, TX: Foreclosures, Tax Liens & Distressed Properties

Hidalgo County, TX, Texas: 30 ZIP codes scored, Hidalgo County, TX averaging 37/100 (moderate, Hidalgo, TX), from 33 to 37. Hidalgo County, TX is in its expansion phase (Hidalgo, TX confidence 42/100): Hidalgo, TX home prices up 5.7% (Hidalgo, TX) over twelve months. Hidalgo County, TX lender headwind: 31/100.

Highest-scoring Hidalgo County, TX ZIPs: 78501 (37/100), 78503 (37/100), 78504 (37/100), 78516 (37/100), 78537 (37/100), 78538 (37/100). Also scored in Hidalgo County, TX: 78539, 78540, 78541, 78542, 78543, 78549, 78557, 78558, 78560, 78562.

Across Hidalgo County, TX's scored ZIPs: median home value $126,096, household income $52,643, 14.7% vacancy, 31.7% poverty, 73% owner-occupied, median age 32.2.

Hidalgo County, TX insurance distress 93/100 (#64 in the US); FEMA hazard 91/100 for Hidalgo, TX; 6 federal disaster declarations in Hidalgo County, TX since 2023 (3 hurricane, 3 flood); 473 Hidalgo, TX NFIP flood claims, $24.8M paid; Hidalgo, TX construction distress 62/100.

20 banks with 152 branches lend in Hidalgo County, TX; Hidalgo, TX weighted bank stress 61/100, highest 87/100 in Hidalgo, TX.

Hidalgo County, TX unemployment 6.3% (Hidalgo, TX -0.1 pts, six months); 6,435 new housing units permitted in Hidalgo County, TX over twelve months, Hidalgo, TX down 13% from 7,354; Hidalgo, TX home prices +11.1% a year (Hidalgo, TX) over three years.

308,556 housing units in Hidalgo County, TX; 85,653 Hidalgo, TX renter households; 44% of Hidalgo, TX renters spend 30%+ of income on rent, 25% (Hidalgo, TX) half or more.

Hidalgo County, TX ranks #182 nationally on the opportunity index (Hidalgo, TX, among all ranked counties); Hidalgo, TX scores 36.0/100 and Hidalgo, TX sits #24 inside Texas. Hidalgo, TX is in the peak_opportunity opportunity phase; Hidalgo, TX's primary driver is construction, Hidalgo, TX second driver vacancy; Hidalgo, TX moved up 348 places. 66 short-sale listings across Hidalgo, TX; 97 days on market observed in Hidalgo, TX; 12.2% vacancy over 30 Hidalgo, TX ZIPs.

1.7% of Hidalgo County, TX mortgages were ninety-plus days late in December 2025; Hidalgo, TX's thirty-to-eighty-nine-day share was 5.1% (CFPB county sample). Hidalgo, TX's ninety-day rate is up 0.4 points on twelve months earlier; the Hidalgo, TX peak since 2008 was 4.9% in December 2009; Texas overall reads 1.2%.

Hidalgo County, TX has 15 watched banks; 15 Hidalgo, TX banks sit in an elevated band. Hidalgo, TX footprints: International Bk Of Com (29 branches, stress 46) in Hidalgo, TX; Lone Star National Bank (21 branches, stress 56) in Hidalgo, TX; Rio Bank (11 branches, stress 70) in Hidalgo, TX.

HUD lists 32 assisted multifamily properties in Hidalgo County, TX with 2,785 units; 552 Hidalgo, TX units are assisted, 8 Hidalgo, TX properties under project-based Section 8.

38,346 of the 308,556 housing units in Hidalgo, TX sit vacant. Hidalgo County, TX permitted 1,359 multifamily units in twelve months; Hidalgo, TX's one-to-four unit structures added 5,076 units in Hidalgo County, TX.