ZIP 78504 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 78504 in Hidalgo County, Texas comes in at 37, a moderate composite-distress reading. Structural risk reads 82/100 against active distress of 8/100. Its standout signals are structural risk (82/100), institutional ownership (69/100), construction/permit lag (61/100). By contrast, mortgage stress (25/100) register low. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (97/100), FEMA disaster exposure (89/100)).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 19% higher over three years (phase confidence 42/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 61,816 people live here, median age 33. The demographic-stress sub-score lands at 27/100. A median home runs $218,900 here, or 2.6 times local income. Vacancy runs 8.6%. The ZIP holds roughly 21,741 housing units. Rent burden reaches 33% of tenant households. The tenure split is 68% owner-occupied to 32% rented. Median household income is $77,627, near the U.S. median near $78,000. Educational attainment sits at 40% bachelor's-or-above. The poverty rate is 13.0%.

Overall, 78504 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 78504 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 78504's 37/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 78504 reflects the current record instead of a stale or modeled snapshot.

Each component behind 78504 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 37/100 roll-up. The point of the 78504 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.