ZIP 78538 Property Distress & Foreclosure Data

Hidalgo County, Texas's ZIP 78538 registers 36/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (79/100), institutional ownership (65/100), construction/permit lag (54/100). On the quiet end sit mortgage stress (25/100). Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (97/100), FEMA disaster exposure (81/100)). On the structural side it scores 79/100, with 8/100 of stress already active.

The peak-phase market in 78538 posted values that rose 2.6% over the year, 2.8% off the recent peak (phase confidence 49/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

35.6% of residents fall below the poverty threshold. Educational attainment sits at 11% bachelor's-or-above. The ZIP holds roughly 3,934 housing units. DLRadar's demographic-stress index for the area reads 34/100. Around 39% of renters are cost-burdened. Owners hold 72% of homes, renters 28%. Population is roughly 10,740 with a median age of 34. The vacancy rate is 11.9% — elevated. Median household income is $38,904, below the U.S. median near $78,000. Home values center near $92,100, an affordability ratio of 2.2× — accessible.

On the whole, 78538 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.