ZIP 78540 Property Distress & Foreclosure Data

DLRadar grades ZIP 78540 (Hidalgo County, Texas) at a moderate 36/100 for overall property distress. Structural exposure scores 79 and live distress 0 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (97/100), FEMA disaster exposure (81/100). Property-level stress concentrates in structural risk (79/100), institutional ownership (65/100), construction/permit lag (54/100).

The market reads peak — home values rose 2.6% year on year, 2.8% off the recent peak, at 49/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 6 housing units across 78540.

Net-net, 78540 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

36/100
Composite stress
79/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 78540

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk98
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Hidalgo County

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Deterministic. Every signal traces to a public dataset · methodology