ZIP 78540 Foreclosure, Tax-Lien & Distress Report

Hidalgo County, Texas's ZIP 78540 registers 37/100 composite distress, which DLRadar reads as moderate. On the structural side it scores 82/100, with 0/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (97/100), FEMA disaster exposure (89/100)). Its heaviest discrete signals: structural risk (82/100), institutional ownership (69/100), construction/permit lag (61/100).

The market reads expansion — home values rose 5.7% year on year (phase confidence 42/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 6 housing units across 78540.

Net-net, 78540 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 78540 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 78540 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 37/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 78540 shows blanks, not estimates, wherever the record is sparse.

78540's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 78540 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.