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ZIP 78580 Foreclosure, Tax-Lien & Distress Report

Willacy County, Texas · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 78580 in Willacy County, Texas comes in at 29, a low composite-distress reading. Structurally it carries 64/100, against 8/100 of stress already in motion. Environmental exposure also runs high (FEMA disaster exposure (88/100), flood (NFIP) exposure (82/100), climate & FEMA risk (66/100)). The pressure is most legible in institutional ownership (65/100), structural risk (64/100), construction/permit lag (39/100). On the quiet end sit construction/permit lag (39/100) and mortgage stress (25/100).

Prices here sit in a peak phase: values rose 1.0% over the trailing year (phase confidence 10/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 15.8%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 4,112 housing units. Home values center near $71,700, an affordability ratio of 1.3× — accessible. Households earn a median $45,074 — below the roughly $78,000 national figure. The tenure split is 67% owner-occupied to 33% rented. Roughly 27.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 13,568 with a median age of 32. Around 35% of renters are cost-burdened. On demographic stress specifically, 78580 scores 30/100. Around 9% of adults hold a bachelor's degree or higher.

Taken together, 78580 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 78580 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 78580 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Willacy County, Texas and the nation. 78580 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 78580 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. In workflow terms, 78580 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

29/100
Composite stress
64/100
Structural risk
8/100
Distress activity

What is driving ZIP 78580’s distress

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk66
9 further distress layers are graded for 78580

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 78580 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Adjacent Willacy County ZIP reports

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Every distressed parcel in 78580 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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