ZIP 78561 Property Distress & Foreclosure Data

ZIP code 78561 in Willacy County, Texas carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), FEMA disaster exposure (81/100), climate & FEMA risk (70/100). The latent-versus-live split is 65/100 structural and 8/100 already moving. What sets it apart are the readings on structural risk (65/100), institutional ownership (63/100), construction/permit lag (38/100). By contrast, construction/permit lag (38/100) and mortgage stress (26/100) register low.

The market reads peak — home values rose 1.1% year on year (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

At $43,359, median income runs below typical U.S. levels. Around 0% of renters are cost-burdened. The poverty rate is 15.7%. The ZIP holds roughly 440 housing units. The demographic-stress sub-score lands at 19/100. The vacancy rate is 9.4%. The typical home is worth about $55,500 (1.3× income, relatively affordable). 95% of housing is owner-occupied. Around 20% of adults hold a bachelor's degree or higher. About 1,005 people live here, median age 40.

Net-net, 78561 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.