ZIP 78561 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 78561 in Willacy County, Texas comes in at 30, a moderate composite-distress reading. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), FEMA disaster exposure (89/100), climate & FEMA risk (70/100). Structurally it carries 67/100, against 8/100 of stress already in motion. Its heaviest discrete signals: institutional ownership (68/100), structural risk (67/100), construction/permit lag (39/100). On the quiet end sit construction/permit lag (39/100) and mortgage stress (26/100).

The market reads peak — home values rose 0.9% year on year (phase confidence 9/100). Topping markets hide individual distress behind strong averages.

At $43,359, median income runs below typical U.S. levels. Rent burden reaches 0% of tenant households. The poverty rate is 15.7%. There are about 440 housing units across 78561. DLRadar's demographic-stress index for the area reads 19/100. Vacancy runs 9.4%. A median home runs $55,500 here, or 1.3 times local income. Owners hold 95% of homes, renters 5%. Educational attainment sits at 20% bachelor's-or-above. Population is roughly 1,005 with a median age of 40.

Net-net, 78561 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 78561's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 78561, the field stays empty rather than modeled, and fills in as new documents post.

The 30/100 figure for 78561 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 78561 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.