ZIP 78549 Property Distress & Foreclosure Data

In Hidalgo County, Texas, ZIP 78549 scores 36 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (79/100), institutional ownership (65/100), construction/permit lag (54/100). By contrast, mortgage stress (25/100) register low. On the structural side it scores 79/100, with 8/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (97/100), FEMA disaster exposure (81/100).

The market reads peak — home values rose 2.6% year on year, 2.8% off the recent peak (phase confidence 49/100). Topping markets hide individual distress behind strong averages.

83% of housing is owner-occupied. At $19,028, median income runs below typical U.S. levels. About 876 people live here, median age 30. The vacancy rate is 20.3% — elevated. The typical home is worth about $75,400 (3.3× income, relatively affordable). The demographic-stress sub-score lands at 45/100. The ZIP holds roughly 307 housing units. The poverty rate is 68.6% — high, a tax-stress and distress correlate. Around 6% of adults hold a bachelor's degree or higher.

Net-net, 78549 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.