ZIP 78570 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 78570 (Hidalgo County, Texas) returns a moderate composite of 37/100. Its heaviest discrete signals: structural risk (81/100), institutional ownership (66/100), construction/permit lag (63/100). mortgage stress (25/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (97/100), FEMA disaster exposure (82/100). The latent-versus-live split is 81/100 structural and 8/100 already moving.

The market reads expansion — home values rose 5.7% year on year, and 41% higher over three years, at 42/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $39,890 — below the roughly $78,000 national figure. Rent burden reaches 51% of tenant households. On demographic stress specifically, 78570 scores 36/100. Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal. Roughly 34.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 33,596 residents call 78570 home, typically aged 28. Around 12% of adults hold a bachelor's degree or higher. The typical home is worth about $86,500 (2.1× income, relatively affordable). The ZIP holds roughly 10,699 housing units. 74% of housing is owner-occupied.

Net-net, 78570 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 78570 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 78570 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 37/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 78570 reflects the current record instead of a stale or modeled snapshot.

78570's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 78570 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.