ZIP 78589 Property Distress & Foreclosure Data

ZIP code 78589 in Hidalgo County, Texas carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (97/100), FEMA disaster exposure (81/100)). On the structural side it scores 79/100, with 8/100 of stress already active. What sets it apart are the readings on structural risk (79/100), institutional ownership (65/100), construction/permit lag (54/100). On the quiet end sit mortgage stress (25/100).

The peak-phase market in 78589 posted values that rose 2.6% over the year, 2.8% off the recent peak, and 19% higher over three years (phase confidence 49/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 8.0%. Population is roughly 39,958 with a median age of 30. DLRadar's demographic-stress index for the area reads 32/100. Around 47% of renters are cost-burdened. Median household income is $51,662, below the U.S. median near $78,000. Educational attainment sits at 14% bachelor's-or-above. 26.1% of residents fall below the poverty threshold. Home values center near $120,400, an affordability ratio of 2.2× — accessible. The ZIP holds roughly 12,747 housing units. Owners hold 80% of homes, renters 20%.

On the whole, 78589 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.