ZIP 78557 Property Distress & Foreclosure Data

ZIP code 78557 in Hidalgo County, Texas carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (97/100), FEMA disaster exposure (81/100). What sets it apart are the readings on structural risk (79/100), institutional ownership (65/100), construction/permit lag (54/100). mortgage stress (25/100) stay muted. Structural risk reads 79/100 against active distress of 8/100.

Prices here sit in a peak phase: values rose 2.6% over the trailing year, 2.8% off the recent peak, and 1% lower over three years, at 49/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

14,250 residents call 78557 home, typically aged 32. A median home runs $163,600 here, or 2.9 times local income. There are about 4,195 housing units across 78557. The tenure split is 79% owner-occupied to 21% rented. Roughly 24.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 6.2%. Rent burden reaches 52% of tenant households. About 24% have a four-year degree. Households earn a median $53,667 — below the roughly $78,000 national figure. On demographic stress specifically, 78557 scores 34/100.

Taken together, 78557 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.