ZIP 78539 Property Distress & Foreclosure Data

ZIP code 78539 in Hidalgo County, Texas carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 79/100 against active distress of 8/100. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (97/100), FEMA disaster exposure (81/100). What sets it apart are the readings on structural risk (79/100), institutional ownership (65/100), construction/permit lag (54/100). mortgage stress (25/100) stay muted.

Prices here sit in a peak phase: values rose 2.6% over the trailing year, 2.8% off the recent peak, and 23% higher over three years, at 49/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

38,162 residents call 78539 home, typically aged 35. Vacancy runs 9.5%. A median home runs $214,500 here, or 3.1 times local income. Rent burden reaches 40% of tenant households. Households earn a median $64,864 — below the roughly $78,000 national figure. On demographic stress specifically, 78539 scores 32/100. The tenure split is 55% owner-occupied to 45% rented. Roughly 21.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 15,858 housing units across 78539. About 37% have a four-year degree.

Taken together, 78539 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.