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ZIP 78539 Foreclosure, Tax-Lien & Distress Report

Hidalgo County, Texas · High Poverty market

On DLRadar's 0-100 public-record scale, ZIP 78539 in Hidalgo County, Texas comes in at 37, a moderate composite-distress reading. The split runs 82/100 structural to 8/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (97/100), FEMA disaster exposure (89/100)). The pressure is most legible in structural risk (82/100), institutional ownership (69/100), construction/permit lag (61/100). By contrast, mortgage stress (25/100) register low.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 23% higher over three years (phase confidence 42/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 38,162 with a median age of 35. The vacancy rate is 9.5%. Home values center near $214,500, an affordability ratio of 3.1× — accessible. Rent burden reaches 40% of tenant households. Households earn a median $64,864 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 32/100. 55% of housing is owner-occupied. 21.0% of residents fall below the poverty threshold. There are about 15,858 housing units across 78539. Educational attainment sits at 37% bachelor's-or-above.

Net-net, 78539 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 78539 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 78539's 37/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 78539 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 37/100 for 78539 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 78539 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

37/100
Composite stress
82/100
Structural risk
8/100
Distress activity

ZIP 78539 distress signals, scored

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk98
78539 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 78539 by the numbers

78539 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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The complete 78539 distress and acquisition report

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Deterministic scoring, sourced entirely from public data · methodology

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