ZIP 78541 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 78541 (Hidalgo County, Texas) lands at 37/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (82/100), institutional ownership (69/100), construction/permit lag (61/100). By contrast, mortgage stress (25/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (97/100), FEMA disaster exposure (89/100). The split runs 82/100 structural to 8/100 active on the ground.

The market reads expansion — home values rose 5.7% year on year, and 22% higher over three years, at 42/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $50,567 — below the roughly $78,000 national figure. Around 48% of renters are cost-burdened. The demographic-stress sub-score lands at 37/100. Home values center near $156,700, an affordability ratio of 2.8× — accessible. Educational attainment sits at 25% bachelor's-or-above. The tenure split is 51% owner-occupied to 49% rented. 32.2% of residents fall below the poverty threshold. Vacancy runs 10.7%. Population is roughly 49,395 with a median age of 27. The ZIP holds roughly 18,535 housing units.

On the whole, 78541 leans distressed, with opportunity clustered in specific stressed parcels. While 78541 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 78541's 37/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 78541 reflects the current record instead of a stale or modeled snapshot.

Behind 78541's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 78541 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.