ZIP 78542 Property Distress & Foreclosure Data

Hidalgo County, Texas's ZIP 78542 registers 36/100 composite distress, which DLRadar reads as moderate. Structural risk reads 79/100 against active distress of 8/100. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (97/100), FEMA disaster exposure (81/100). The most distinctive pressure shows up in structural risk (79/100), institutional ownership (65/100), construction/permit lag (54/100). mortgage stress (25/100) stay muted.

Prices here sit in a peak phase: values rose 2.6% over the trailing year, 2.8% off the recent peak, and 21% higher over three years, at 49/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 9.0%. A median home runs $150,200 here, or 2.3 times local income. Rent burden reaches 39% of tenant households. There are about 26,187 housing units across 78542. 86,111 residents call 78542 home, typically aged 27. Households earn a median $52,962 — below the roughly $78,000 national figure. The tenure split is 75% owner-occupied to 25% rented. On demographic stress specifically, 78542 scores 33/100. About 13% have a four-year degree. Roughly 30.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 78542 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.