ZIP 78542 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 78542 (Hidalgo County, Texas) lands at 37/100 — moderate on DLRadar's public-record scoring. Structural risk reads 82/100 against active distress of 8/100. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (97/100), FEMA disaster exposure (89/100)). Leading the profile are structural risk (82/100), institutional ownership (69/100), construction/permit lag (61/100). On the quiet end sit mortgage stress (25/100).

The market reads expansion — home values rose 5.7% year on year, and 21% higher over three years (phase confidence 42/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 9.0%. A median home runs $150,200 here, or 2.3 times local income. Around 39% of renters are cost-burdened. There are about 26,187 housing units across 78542. 86,111 residents call 78542 home, typically aged 27. Median household income is $52,962, below the U.S. median near $78,000. Owners hold 75% of homes, renters 25%. On demographic stress specifically, 78542 scores 33/100. About 13% have a four-year degree. Roughly 30.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 78542 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 78542 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 78542 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 37/100 composite is a like-for-like number rather than an isolated estimate. 78542 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

78542's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 78542 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.