ZIP 78543 Property Distress & Foreclosure Data

ZIP code 78543 in Hidalgo County, Texas carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (79/100), institutional ownership (65/100), construction/permit lag (54/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (97/100), FEMA disaster exposure (81/100). The latent-versus-live split is 79/100 structural and 8/100 already moving.

The market reads peak — home values rose 2.6% year on year, 2.8% off the recent peak (phase confidence 49/100). Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 29/100. 79% of housing is owner-occupied. The vacancy rate is 8.2%. The ZIP holds roughly 3,129 housing units. The poverty rate is 20.1% — high, a tax-stress and distress correlate. Around 9% of adults hold a bachelor's degree or higher. At $47,657, median income runs below typical U.S. levels. About 8,608 people live here, median age 32. Around 39% of renters are cost-burdened. The typical home is worth about $87,800 (1.8× income, relatively affordable).

Net-net, 78543 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.