ZIP 78516 Property Distress & Foreclosure Data

ZIP code 78516 in Hidalgo County, Texas carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (79/100), institutional ownership (65/100), construction/permit lag (54/100). By contrast, mortgage stress (25/100) register low. On the structural side it scores 79/100, with 8/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (97/100), FEMA disaster exposure (81/100).

The market reads peak — home values rose 2.6% year on year, 2.8% off the recent peak, and 39% higher over three years (phase confidence 49/100). Topping markets hide individual distress behind strong averages.

At $51,547, median income runs below typical U.S. levels. The poverty rate is 27.6% — high, a tax-stress and distress correlate. Around 12% of adults hold a bachelor's degree or higher. Around 30% of renters are cost-burdened. The ZIP holds roughly 12,353 housing units. 77% of housing is owner-occupied. About 34,960 people live here, median age 30. The demographic-stress sub-score lands at 31/100. The typical home is worth about $121,200 (2.0× income, relatively affordable). The vacancy rate is 18.0% — elevated.

Net-net, 78516 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.