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ZIP 78516 Foreclosure, Tax-Lien & Distress Report

Hidalgo County, Texas · High Vacancy market

Composite property distress in 78516 (Hidalgo County, Texas) lands at 37/100 — moderate on DLRadar's public-record scoring. Its heaviest discrete signals: structural risk (82/100), institutional ownership (69/100), construction/permit lag (61/100). On the quiet end sit mortgage stress (25/100). The latent-versus-live split is 82/100 structural and 8/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (97/100), FEMA disaster exposure (89/100).

The market reads expansion — home values rose 5.7% year on year, and 39% higher over three years (phase confidence 42/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $51,547, median income runs below typical U.S. levels. 27.6% of residents fall below the poverty threshold. About 12% have a four-year degree. Around 30% of renters are cost-burdened. The ZIP holds roughly 12,353 housing units. The tenure split is 77% owner-occupied to 23% rented. 34,960 residents call 78516 home, typically aged 30. DLRadar's demographic-stress index for the area reads 31/100. Home values center near $121,200, an affordability ratio of 2.0× — accessible. The vacancy rate is 18.0% — elevated.

Taken together, 78516 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 78516 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 78516's 37/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 78516 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

78516's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 78516 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

37/100
Composite stress
82/100
Structural risk
8/100
Distress activity

What is driving ZIP 78516’s distress

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk98
78516 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

78516 at a glance

A live read on 78516: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Nearby ZIPs in Hidalgo County

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