Hidalgo County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hidalgo County, TX distress report, 2026: 30 ZIPs scored in Hidalgo, TX, Hidalgo, TX average 37/100; the top Hidalgo, TX ZIP is 78501 at 37/100; Hidalgo, TX market phase expansion, Hidalgo, TX prices +5.7% year over year.
- Hidalgo, TX ranks #172 nationally (opportunity index); Hidalgo, TX #25 in Texas; Hidalgo, TX index 36.1.
- Hidalgo, TX ninety-day mortgage delinquency 1.7% in December 2025; Hidalgo, TX twelve-month change +0.4%.
- Hidalgo, TX ZIP phases: 28 expansion, 1 peak, 1 neutral.
- Hidalgo, TX residential listings tracked: 324 across 29 ZIPs; Hidalgo, TX candidate listings 56.
- Hidalgo, TX HUD assisted properties: 32 with 2,785 units.
- Hidalgo, TX lenders on watch: 8; largest Hidalgo, TX footprint International Bk Of Com (29 branches).
- Hidalgo, TX most distressed ZIP: 78501 at 37/100.
Hidalgo, TX figures: DLRadar distress index; Hidalgo, TX inputs: CFPB, FHFA, HUD, FDIC; Hidalgo, TX rebuilt as sources refresh.
| Rank | Hidalgo, TX ZIP | Score |
|---|---|---|
| 1 | 78501 | 37/100 |
| 2 | 78503 | 37/100 |
| 3 | 78504 | 37/100 |
| 4 | 78516 | 37/100 |
| 5 | 78537 | 37/100 |
| 6 | 78538 | 37/100 |
| 7 | 78539 | 37/100 |
| 8 | 78540 | 37/100 |
| 9 | 78541 | 37/100 |
| 10 | 78542 | 37/100 |
| 11 | 78543 | 37/100 |
| 12 | 78549 | 37/100 |
Most distressed Hidalgo, TX ZIPs (0-100, 2026)
Mortgage delinquency in Hidalgo, TX
1.7% of Hidalgo, TX mortgages were ninety-plus days late (Hidalgo, TX, December 2025); Hidalgo, TX thirty-to-eighty-nine days late: 5.1%; Hidalgo, TX twelve-month change +0.4%; Hidalgo, TX peak since 2008: 4.9% (December 2009); Texas overall 1.2%. Hidalgo, TX ninety-day series: Dec 24 1.3, Jan 25 1.6, Feb 25 1.5 (Hidalgo, TX), Mar 25 1.3, Apr 25 1.3, May 25 1.1 (Hidalgo, TX), Jun 25 1.3, Jul 25 1.1, Aug 25 1.3 (Hidalgo, TX), Sep 25 1.4, Oct 25 1.4, Nov 25 1.7 (Hidalgo, TX), Dec 25 1.7.
Opportunity index: Hidalgo, TX
Hidalgo, TX index 36.1, Hidalgo, TX phase peak_opportunity; Hidalgo, TX primary driver construction, Hidalgo, TX second driver vacancy. Hidalgo, TX components: property stress 25.0, foreclosure pressure 23.0, listing discounts 48.0, bank stress 55.8, insurance 0.0; Hidalgo, TX pulse 38.0; Hidalgo, TX capital opportunity 33.2; Hidalgo, TX seven-day change -0.3%.
ZIP market phases inside Hidalgo, TX
30 Hidalgo, TX ZIPs carry a price-cycle phase; Hidalgo, TX ZIPs by phase (Hidalgo, TX), deepest drawdown first: expansion, +5.7% YoY (Hidalgo, TX): 78501, 78503, 78504, 78516, Hidalgo, TX 78537, 78538, 78539, 78540, Hidalgo, TX 78541, 78542, 78543, 78549, Hidalgo, TX 78557, 78558, 78560, 78562.
Residential listings by Hidalgo, TX ZIP
Hidalgo, TX ZIPs with the most tracked Hidalgo, TX residential listings: 78542 47 listings, 11 candidates, bank pressure 59; 78577 40 listings, 0 candidates, bank pressure 59; 78504 32 listings, 1 candidates, bank pressure 59; 78516 27 listings, 18 candidates, bank pressure 59 (Hidalgo, TX); 78572 26 listings, 3 candidates, bank pressure 59; 78596 24 listings, 5 candidates, bank pressure 59; 78574 23 listings, 0 candidates, bank pressure 59; 78541 21 listings, 3 candidates, bank pressure 59. Hidalgo, TX totals: 324 listings; Hidalgo, TX candidates 56; active ZIPs 6.
HUD assisted housing in Hidalgo, TX
32 assisted properties with 2,785 units sit in Hidalgo, TX; largest Hidalgo, TX properties: Hearthstone Apartments (Mcallen) 308 units; Primrose Village Apartments - Ie - 12/20/2019 (Weslaco) 242 units; The Residence At Edinburg (Edinburg) 194 units in Hidalgo, TX; Mirabella Apartments (Mcallen) 178 units; Santa Lucia At Bentsen Lakes (Hidalgo) 168 units; Santa Anna Apartment Homes (Weslaco) 156 units.
Lenders with branches in Hidalgo, TX
Hidalgo, TX lenders by branch count: International Bk Of Com (Hidalgo, TX): stress 46, 29 branches low in Hidalgo, TX; Lone Star National Bank (Hidalgo, TX): stress 56, 21 branches low in Hidalgo, TX; Rio Bank (Hidalgo, TX): stress 70, 11 branches low in Hidalgo, TX; Vantage Bank Texas (Hidalgo, TX): stress 63, 10 branches low in Hidalgo, TX; Texas National Bank (Hidalgo, TX): stress 69, 9 branches low in Hidalgo, TX; Texas Regional Bank (Hidalgo, TX): stress 87, 7 branches low in Hidalgo, TX; Plainscapital Bank (Hidalgo, TX): stress 66, 7 branches low in Hidalgo, TX; First National Bank Texas (Hidalgo, TX): stress 77, 4 branches low in Hidalgo, TX.
Vacancy and permits, Hidalgo, TX
38,346 of 308,556 Hidalgo, TX housing units are vacant; Hidalgo, TX permits, twelve months: 1,359 multifamily units in Hidalgo, TX, 5,076 one-to-four unit units.
Work Hidalgo, TX at the parcel level
Every Hidalgo, TX parcel carries owner and address; every Hidalgo, TX parcel carries APN; Hidalgo, TX distress scores sit on the Hidalgo, TX live board.
Hidalgo, TX figures refresh with each source.
Hidalgo, TX questions
Most distressed ZIP code in Hidalgo County, TX?
ZIP 78501 leads Hidalgo, TX at 37/100; next in Hidalgo, TX: 78503 at 37/100; the Hidalgo, TX average is 37/100.
Where does Hidalgo County, TX rank for investment opportunity?
Hidalgo, TX is #172 among all ranked counties, #25 in Texas; the Hidalgo, TX driver is construction; Hidalgo, TX moved up 353 places.
How many mortgages are delinquent in Hidalgo County, TX?
1.7% of Hidalgo, TX mortgages were ninety-plus days late in December 2025; the Hidalgo, TX peak since 2008 was 4.9%.
Which banks lend in Hidalgo County, TX?
8 watched lenders hold Hidalgo, TX branches; the largest Hidalgo, TX footprints are International Bk Of Com (29), Lone Star National Bank (21), Rio Bank (11).
More on Hidalgo, TX
Hidalgo County, TX distress report: public-record figures for Hidalgo, TX; not legal advice for Hidalgo, TX; not tax or investment advice; verify every Hidalgo, TX record before acting.