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ZIP 78595 Foreclosure, Tax-Lien & Distress Report

Hidalgo County, Texas · High Poverty market

ZIP code 78595 in Hidalgo County, Texas carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. Structurally it carries 79/100, against 7/100 of stress already in motion. Leading the profile are structural risk (79/100), institutional ownership (64/100), construction/permit lag (61/100). mortgage stress (24/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (94/100), FEMA disaster exposure (81/100).

The neutral-phase market in 78595 posted values that rose 4.6% over the year, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 5,958 people live here, median age 33. The poverty rate is 25.6% — high, a tax-stress and distress correlate. 88% of housing is owner-occupied. Rent burden reaches 38% of tenant households. Home values center near $89,200, an affordability ratio of 1.8× — accessible. The vacancy rate is 9.7%. Educational attainment sits at 8% bachelor's-or-above. The ZIP holds roughly 2,035 housing units. At $48,304, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 29/100.

Taken together, 78595 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 78595 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 78595 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 78595 can be compared directly against any other ZIP in Hidalgo County, Texas or nationwide. The score is rebuilt from public data as it updates, so 78595 reflects the current record instead of a stale or modeled snapshot.

Each component behind 78595 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. Treat 78595 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

35/100
Composite stress
79/100
Structural risk
7/100
Distress activity

ZIP 78595 distress signals, scored

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk94
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

78595 at a glance

A live read on 78595: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Hidalgo County ZIPs near 78595

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The complete 78595 distress and acquisition report

The full 78595 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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