ZIP 78590 Foreclosure, Tax-Lien & Distress Report

ZIP 78590's composite property-distress score is 30/100 - DLRadar classes that as moderate for Willacy County, Texas. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), FEMA disaster exposure (82/100), climate & FEMA risk (70/100). The split runs 67/100 structural to 8/100 active on the ground. Leading the profile are structural risk (67/100), institutional ownership (64/100), construction/permit lag (47/100). On the quiet end sit mortgage stress (26/100).

The peak-phase market in 78590 posted values that rose 0.9% over the year, at 9/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 449 with a median age of 31. 100% of housing is owner-occupied. The typical home is worth about $57,400 (0.7× income, relatively affordable). Median household income is $77,750, near the U.S. median near $78,000. About 16% have a four-year degree. The poverty rate is 17.1% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 35/100. Vacancy runs 31.4%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 152 housing units.

On the whole, 78590 leans distressed, with opportunity clustered in specific stressed parcels. 78590 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 78590 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 78590, the field stays empty rather than modeled, and fills in as new documents post.

The 30/100 for 78590 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 78590 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.