ZIP 78590 Foreclosure, Tax-Lien & Distress Report

ZIP 78590's composite property-distress score is 30/100 - DLRadar classes that as moderate for Willacy County, Texas. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), FEMA disaster exposure (89/100), climate & FEMA risk (70/100). The split runs 67/100 structural to 8/100 active on the ground. Leading the profile are institutional ownership (68/100), structural risk (67/100), construction/permit lag (39/100). On the quiet end sit construction/permit lag (39/100) and mortgage stress (26/100).

The peak-phase market in 78590 posted values that rose 0.9% over the year, at 9/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 449 with a median age of 31. 100% of housing is owner-occupied. The typical home is worth about $57,400 (0.7× income, relatively affordable). Median household income is $77,750, near the U.S. median near $78,000. About 16% have a four-year degree. The poverty rate is 17.1% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 23/100. Vacancy runs 31.4%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 152 housing units.

On the whole, 78590 leans distressed, with opportunity clustered in specific stressed parcels. 78590 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 78590 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 78590, the field stays empty rather than modeled, and fills in as new documents post.

The 30/100 for 78590 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 78590 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.