Rhode Island Foreclosures, Tax Liens & Distressed Properties

Rhode Island is scored county by county and ZIP by ZIP in DLRadar's deterministic distress index. Rhode Island breaks into 5 scored counties spanning 81 ZIPs, averaging 25/100. The typical Rhode Island county is peak (+4.4% average HPI).

Leading Rhode Island on distress: Bristol County, Washington County, Newport County, Providence County, Kent County — each with its own report.

The most-distressed Rhode Island ZIP codes are 02804 (28/100), 02807 (28/100), 02808 (28/100), 02812 (28/100), 02813 (28/100).

The Rhode Island breakdown, county by county:

In Bristol County, peak: up 4.4% on the year, a 72/100 lender reading. In Kent County, peak: homes +4.4% YoY, a 16/100 lender reading. Newport County is in its peak phase, prices up 4.4%, a 39/100 lender reading. Providence County: peak, up 4.4% on the year, lender pressure 31/100. DLRadar reads Washington County as peak — appreciation near 4.4%, headwind 47/100.

Rhode Island opportunity phases: 3 weak, 2 early_signal; Rhode Island average index 26.8. Best-ranked Rhode Island counties: Washington #940 (31.4), vacancy; Newport #1,578 (29.1), vacancy; Kent #2,680 (25.0), bank institutional in Rhode Island; Providence #2,812 (24.4), bank institutional; Bristol #2,888 (23.9), bank institutional.

Rhode Island mortgages ninety-plus days late: 0.9%; Rhode Island thirty-to-eighty-nine days late 2.3% (December 2025); 3 Rhode Island counties sit in the CFPB sample; highest Rhode Island county readings: Kent 1.2%, Providence 1.0%, Washington 0.3%.

Rhode Island county unemployment averages 3.2% across 5 counties; Rhode Island permitted 2,113 housing units in twelve months (1,047 multifamily); 44,362 of 485,932 Rhode Island housing units are vacant; 160,558 Rhode Island renter households, 45.7% spending 30%+ of income on rent.

Rhode Island ZIP price-cycle phases: 3,485 peak, 1,053 expansion, 283 neutral, 75 contraction, 22 recovery.