Providence County, RI: Foreclosures, Tax Liens & Distressed Properties
Providence County, RI, Rhode Island: 43 ZIP codes scored, Providence County, RI averaging 27/100 (low, Providence, RI), from 22 to 27. Providence County, RI is in its peak phase (Providence, RI confidence 31/100): Providence, RI home prices up 4.4% (Providence, RI) over twelve months. Providence County, RI lender headwind: 31/100.
Highest-scoring Providence County, RI ZIPs: 02802 (27/100), 02814 (27/100), 02815 (27/100), 02823 (27/100), 02824 (27/100), 02825 (27/100). Also scored in Providence County, RI: 02826, 02828, 02829, 02830, 02831, 02838, 02839, 02857, 02858, 02859.
Across Providence County, RI's scored ZIPs: median home value $390,047, household income $81,355, 9.2% vacancy, 11.7% poverty, 64% owner-occupied, median age 41.1.
Providence County, RI insurance distress 76/100 (#468 in the US); FEMA hazard 63/100 for Providence, RI; 6 federal disaster declarations in Providence County, RI since 2023; 64 Providence, RI NFIP flood claims, $4.6M paid.
15 banks with 128 branches lend in Providence County, RI; Providence, RI weighted bank stress 66/100, highest 84/100 in Providence, RI.
Providence County, RI unemployment 4.2% (Providence, RI -2.0 pts, six months); 1,007 new housing units permitted in Providence County, RI over twelve months, Providence, RI up 56% from 645; Providence, RI home prices +11.3% a year (Providence, RI) over three years.
277,740 housing units in Providence County, RI; 111,266 Providence, RI renter households; 44% of Providence, RI renters spend 30%+ of income on rent, 22% (Providence, RI) half or more.
Providence County, RI ranks #2,816 nationally on the opportunity index (Providence, RI, among all ranked counties); Providence, RI scores 24.3/100 and Providence, RI sits #4 inside Rhode Island. Providence, RI is in the weak opportunity phase; Providence, RI's primary driver is bank institutional, Providence, RI second driver vacancy; Providence, RI moved up 168 places. 197 short-sale listings across Providence, RI; 103 days on market observed in Providence, RI; 7.6% vacancy over 43 Providence, RI ZIPs.
1.0% of Providence County, RI mortgages were ninety-plus days late in December 2025; Providence, RI's thirty-to-eighty-nine-day share was 2.7% (CFPB county sample). Providence, RI's ninety-day rate is down 0.1 points on twelve months earlier; the Providence, RI peak since 2008 was 7.1% in January 2010; Rhode Island overall reads 0.9%.
Providence County, RI has 5 watched banks; 5 Providence, RI banks sit in an elevated band. Providence, RI footprints: Citizens Bank National Assn (31 branches, stress 66) in Providence, RI; Washington Tr Co Of Westerly (13 branches, stress 77) in Providence, RI; Banknewport (5 branches, stress 78) in Providence, RI.
HUD lists 129 assisted multifamily properties in Providence County, RI with 10,411 units; 8,530 Providence, RI units are assisted, 72 Providence, RI properties under project-based Section 8.
18,530 of the 277,740 housing units in Providence, RI sit vacant. Providence County, RI permitted 479 multifamily units in twelve months; Providence, RI's one-to-four unit structures added 528 units in Providence County, RI.