ZIP 02815 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 02815 (Providence County, Rhode Island) returns a low composite of 28/100. Structurally it carries 60/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (65/100). What sets it apart are the readings on structural risk (60/100), institutional ownership (56/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) register low.

The market reads peak — home values rose 4.4% year on year, at 31/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 81 housing units. 64% of housing is owner-occupied. Around 0% of renters are cost-burdened. About 34% have a four-year degree. A median home runs $421,400 here. At $209,050, median income runs above typical U.S. levels. 178 residents call 02815 home, typically aged 53. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 18.3% — elevated. On demographic stress specifically, 02815 scores 18/100.

Net-net, 02815 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 02815 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 02815 stays directly comparable to neighboring ZIPs and the rest of Providence County, Rhode Island. Every figure is auditable to a public dataset and refreshed on ingest; 02815 shows blanks, not estimates, wherever the record is sparse.

The 28/100 for 02815 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 02815 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.