ZIP 02857 Foreclosure, Tax-Lien & Distress Report

Providence County, Rhode Island's ZIP 02857 registers 28/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (65/100). Its standout signals are structural risk (60/100), institutional ownership (56/100), mortgage stress (21/100). mortgage stress (21/100) stay muted. The latent-versus-live split is 60/100 structural and 6/100 already moving.

The peak-phase market in 02857 posted values that rose 4.4% over the year, and 29% higher over three years, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 83% of homes, renters 17%. There are about 3,616 housing units across 02857. A median home runs $428,100 here, or 3.6 times local income. Around 48% of renters are cost-burdened. 8,095 residents call 02857 home, typically aged 51. The demographic-stress sub-score lands at 28/100. The vacancy rate is 4.7%. Households earn a median $108,813 — above the roughly $78,000 national figure. Roughly 4.6% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 38% bachelor's-or-above.

Overall, 02857 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 02857 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 02857 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Providence County, Rhode Island and the nation. 02857 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 28/100 for 02857 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 02857 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.