ZIP 02865 Property Distress & Foreclosure Data

ZIP code 02865 in Providence County, Rhode Island carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (64/100)). On the structural side it scores 60/100, with 6/100 of stress already active. What sets it apart are the readings on structural risk (60/100), institutional ownership (55/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100) and construction/permit lag (2/100).

The expansion-phase market in 02865 posted values that rose 5.2% over the year, and 23% higher over three years (phase confidence 40/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 77% of homes, renters 23%. 5.8% of residents fall below the poverty threshold. Population is roughly 18,033 with a median age of 45. Around 34% of renters are cost-burdened. The ZIP holds roughly 7,206 housing units. DLRadar's demographic-stress index for the area reads 26/100. Educational attainment sits at 48% bachelor's-or-above. Home values center near $470,300, an affordability ratio of 3.6× — accessible. Median household income is $117,042, above the U.S. median near $78,000. The vacancy rate is 2.5%.

On balance 02865 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.