ZIP 02905 Foreclosure, Tax-Lien & Distress Report

Providence County, Rhode Island's ZIP 02905 registers 28/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (65/100)). Property-level stress concentrates in structural risk (60/100), institutional ownership (56/100), mortgage stress (21/100). mortgage stress (21/100) stay muted. Structurally it carries 60/100, against 6/100 of stress already in motion.

The market reads peak — home values rose 4.4% year on year, and 29% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 5.8%. Roughly 17.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 51% owner-occupied to 49% rented. DLRadar's demographic-stress index for the area reads 40/100. Population is roughly 24,780 with a median age of 35. Households earn a median $57,126 — below the roughly $78,000 national figure. Home values center near $371,900, an affordability ratio of 5.7×. There are about 10,472 housing units across 02905. Around 42% of renters are cost-burdened. Educational attainment sits at 29% bachelor's-or-above.

Net-net, 02905 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 02905's 28/100 can be lined up against any neighbor in Providence County, Rhode Island or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 02905, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

02905's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 02905 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.