ZIP 02908 Foreclosure, Tax-Lien & Distress Report

ZIP code 02908 in Providence County, Rhode Island carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (65/100)). The split runs 60/100 structural to 6/100 active on the ground. Leading the profile are structural risk (60/100), institutional ownership (56/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) register low.

The market reads peak — home values rose 4.4% year on year, and 31% higher over three years (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $74,341, median income runs near typical U.S. levels. Roughly 16.1% live below the poverty line. The demographic-stress sub-score lands at 34/100. About 39,661 people live here, median age 35. Around 28% of renters are cost-burdened. Home values center near $324,100, an affordability ratio of 4.0× — accessible. Educational attainment sits at 29% bachelor's-or-above. The ZIP holds roughly 16,911 housing units. Owners hold 46% of homes, renters 54%. Vacancy runs 14.4%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 02908 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 02908 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 02908 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 02908 shows blanks, not estimates, wherever the record is sparse.

02908's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 02908 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.