ZIP 02916 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 02916 (Providence County, Rhode Island) returns a low composite of 28/100. Latent structural risk is 60/100 while live distress already moving reads 6/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (65/100). The pressure is most legible in structural risk (60/100), institutional ownership (56/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100).

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 26% higher over three years (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

8,725 residents call 02916 home, typically aged 43. A median home runs $404,100 here, or 3.7 times local income. The vacancy rate is 3.9%. The ZIP holds roughly 3,936 housing units. Roughly 5.6% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 27/100. 73% of housing is owner-occupied. Rent burden reaches 36% of tenant households. Educational attainment sits at 43% bachelor's-or-above. Households earn a median $96,293 — above the roughly $78,000 national figure.

On balance 02916 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 02916 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 02916 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 02916 can be compared directly against any other ZIP in Providence County, Rhode Island or nationwide. Where the public record is thin for 02916, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 02916 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. Treat 02916 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.