ZIP 02920 Foreclosure, Tax-Lien & Distress Report

Providence County, Rhode Island's ZIP 02920 registers 27/100 composite distress, which DLRadar reads as low. The pressure is most legible in structural risk (59/100), institutional ownership (53/100), mortgage stress (21/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), climate & FEMA risk (93/100). The split runs 59/100 structural to 6/100 active on the ground.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 29% higher over three years, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $79,246 — near the roughly $78,000 national figure. Roughly 8.9% live below the poverty line. Around 35% of renters are cost-burdened. Educational attainment sits at 32% bachelor's-or-above. About 36,332 people live here, median age 41. The demographic-stress sub-score lands at 31/100. The ZIP holds roughly 15,028 housing units. Home values center near $370,000, an affordability ratio of 4.3×. 63% of housing is owner-occupied. Vacancy runs 2.6%.

On balance 02920 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 02920's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 02920, the field stays empty rather than modeled, and fills in as new documents post.

02920's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 02920 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.